I Could Have Been a Millionaire and Still Enjoyed My Daily Coffee

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Money is something we all desire more of. Contrary to the advice found in countless personal finance articles, I find that eliminating my daily latte won’t necessarily lead to financial abundance—especially since I can’t imagine sacrificing that small daily joy for the promise of future wealth. Instead, if I could rewind time and reconsider some of my less-than-wise spending choices, I might just find myself with a significantly healthier bank account. Here’s a list of some regrettable purchases that could have been better spent:

  1. Jeans that were one size smaller, purchased with the hope of fitting into them after having my child. Three kids later, those tags remain attached, and it’s time to admit that charity would be a better option.
  2. A ball gown from a BCBG sample sale, bought on a whim because I thought I “might need it someday.” Spoiler alert: it’s still hanging in the closet.
  3. Concert tickets for Ja Rule. At 18, I thought it was a must-have experience, but I could have allocated that $40 towards something more worthwhile.
  4. A shrimp quesadilla from a diner located far from the coast. I realize now that I should have been more discerning about my dining choices.
  5. A DVD of Spanglish. Just because it was in a $2 bin didn’t mean it was a wise investment.
  6. Mini cheesecake pans that I thought would lead to regular baking endeavors, which never materialized.
  7. A bulk bag of chia seeds from Costco, because buying in bulk seemed logical, despite never having tried them before.
  8. Lime green glittery eyeshadow. No further explanation needed—some purchases are just regrettable.
  9. My entire Aruba vacation, inclusive of an $80 horseback riding tour promising “one free bottle of water with purchase!”
  10. Suspenders that I thought would be a stylish choice but turned out to be a fashion faux pas.
  11. A quirky My Little Pony sweatshirt that I convinced myself was trendy.
  12. IKEA Tupperware with lids that didn’t fit properly—leading me to mistakenly buy a second set thinking the first was defective.
  13. An at-home bikini wax kit. Some things are best left to the experts.
  14. An Avril Lavigne CD. Yes, it was 2004 and seemed cool, but looking back, it’s a mystery why I made that purchase.
  15. Craft supplies for a dream Etsy shop that never got off the ground.
  16. Rosetta Stone for Spanish, which remains unopened as I never advanced past Disc Uno.
  17. A white bikini that was doomed from the start, given its color and my choice to wear it on a family vacation.
  18. The $12.50 ticket to see Oz the Great and Powerful. If only I could calculate the time lost watching that film.
  19. Vegan tacos from a taqueria that left a lasting impression—none of it positive.
  20. A $60 haircut that resulted from my indecision in the salon.
  21. A label maker that I thought would transform my life but remains untouched in its box.
  22. A visit to a boutique modern art museum that surprisingly had only a handful of exhibits.
  23. Library fines for books I never read, including Go Set A Watchman and I Am Malala.
  24. Impulse buys from the dollar bin at Target.
  25. Kangol beanies based on someone else’s compliment that I should have ignored.
  26. A potting kit for herbs that never flourished on my windowsill.
  27. Boba tea, a $4 splurge I later regretted.
  28. A Groupon electrolysis session that turned out to be a costly mistake.
  29. Self-tanning cream that left me with an unfortunate orange hue for longer than I’d care to admit.
  30. An infomercial item that failed to live up to its promises—surprise, surprise.

As I reflect on these choices, I realize the potential for future mistakes remains high. (But not this time, gorgeous new shirt that I was assured could be worn in numerous ways!) For now, I cling to the hope that I’m just a few smarter decisions away from my dream vacation home in Hawaii. Oh, and I might need to buy a new swimsuit for that!

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Summary:

This article humorously reflects on various regrettable purchases that, if avoided, could have led to a more robust financial situation. The author’s candid acknowledgment of past spending mistakes serves as a reminder that financial wisdom often comes with experience.

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